Few
years ago, home buyers used to run behind the home loan providers. And now,
loan providers are seeking the home buyers. Home loan seeker’s contour has
undergone a complete alteration. Here is the overview how the profile of a home
loan seeker has altered over the times.
Home Loan Size
A
decade ago, the size of home loan required used to be Rupees 10-20 Lakhs. At
present it has almost become more than double by Rupees 40-50 Lakhs. Increased
property prices and income levels of youth of India have made this surge
possible. Gone are the days when home loans were a buzz in metros only, it has
reached core of non metros also. All the new bankers are now approaching the
young buyers from non metros because youth of metros is muted this time.
Profile of Home Loan Seekers
· Young
professionals who are in their late twenties or early thirties with handsome
income level and out see home loan as the tax saving option.
·
Perpetual
favorites of credit managers who are in their middle age.
·
NRIs and middle
aged professionals who are buying property for the sole purpose of investment.
·
Borrowers taking
loans for magnificence and holiday home segment.
Advantages to Bank with HDFC
·
Attractive interest rates that easily fits
your pocket.
·
Flexible
repayment options to meet your needs.
·
Expert advice on
technical and legal issues related to property.
·
No administrative
or hidden costs.
·
Integrated branch
network to provide services from every corner of the nation.
·
Special packages
for Indian Army employees.
A
home is not a structure of four walls and a roof. It is a feeling that
strengthens the bond between the family members. HDFC understands this feeling
and thus put in its best endeavors to meet your economical and emotional needs.
HDFC Home Loans Noida is the
integrated branch for providing the home loans and other loan products in
Noida. If you have been looking for any loan product then you can visit the
branch.
No comments:
Post a Comment